:root{--blue:#1a6cff;--blue-dark:#0b4bcc;--ink:#0e1524;--muted:#5a6270;--line:#e4e7ee;--bg:#f7f9fc;--card:#fff}
*{box-sizing:border-box}
html,body{margin:0;padding:0;font-family:Inter,system-ui,sans-serif;color:var(--ink);background:var(--bg);line-height:1.65}
.legal-nav{background:#fff;border-bottom:1px solid var(--line);padding:16px 0}
.legal-nav .wrap{max-width:1080px;margin:0 auto;padding:0 24px;display:flex;align-items:center;justify-content:space-between;gap:16px}
.legal-nav a.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--ink)}
.legal-nav a.brand img{width:36px;height:36px;object-fit:contain}
.legal-nav a.brand b{font-weight:800;font-size:18px;letter-spacing:-.02em}
.legal-nav a.brand span{display:block;font-size:11px;color:var(--muted);letter-spacing:.08em;text-transform:uppercase}
.legal-nav a.back{color:var(--blue);text-decoration:none;font-weight:600;font-size:14px}
.legal-hero{background:linear-gradient(135deg,#0b1a3d 0%,#0e1524 50%,#0b4bcc 100%);color:#fff;padding:56px 24px 48px}
.legal-hero .wrap{max-width:1080px;margin:0 auto}
.legal-hero .kicker{display:inline-block;font-size:12px;letter-spacing:.24em;text-transform:uppercase;color:#8fb3ff;margin-bottom:14px;font-weight:700}
.legal-hero h1{font-size:clamp(32px,4vw,48px);margin:0 0 12px;letter-spacing:-.02em;line-height:1.1}
.legal-hero p{margin:0;color:#c9d8ff;max-width:720px;font-size:16px}
.legal-body{max-width:840px;margin:0 auto;padding:48px 24px 80px}
.legal-body .toc{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:20px 24px;margin-bottom:40px}
.legal-body .toc h3{margin:0 0 12px;font-size:14px;text-transform:uppercase;letter-spacing:.12em;color:var(--muted)}
.legal-body .toc ol{margin:0;padding-left:20px;columns:2;column-gap:32px}
.legal-body .toc li{margin:6px 0;break-inside:avoid}
.legal-body .toc a{color:var(--blue-dark);text-decoration:none;font-size:14px}
.legal-body h2{font-size:24px;margin:40px 0 12px;letter-spacing:-.01em;line-height:1.25;color:var(--ink);scroll-margin-top:80px}
.legal-body h3{font-size:17px;margin:24px 0 8px;color:var(--ink)}
.legal-body p,.legal-body ul,.legal-body ol{margin:0 0 14px;font-size:15.5px;color:#2a3140}
.legal-body ul,.legal-body ol{padding-left:22px}
.legal-body li{margin:4px 0}
.legal-body a{color:var(--blue-dark)}
.legal-body strong{color:var(--ink)}
.legal-body .meta{font-size:13px;color:var(--muted);border-top:1px solid var(--line);padding-top:20px;margin-top:40px}
.legal-body .card{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:18px 20px;margin:18px 0}
.legal-body .card p:last-child{margin-bottom:0}
.legal-foot{border-top:1px solid var(--line);background:#fff;padding:24px;text-align:center;color:var(--muted);font-size:13px}
@media (max-width:640px){.legal-body .toc ol{columns:1}}